Rate Compare

Here in Utah, Discount Title Loans is proud to offer the lowest interest rates. Having a little difficulty and need a break? Unexpected monetary obstacles? Our purpose is to get you financially back on your feet, and out the door. You won’t find lower rates anywhere in Utah.

Location

Roosevelt
435-725-3278
193 N. 600 E.
Roosevelt, Utah 84066
Vernal
435-789-3216
206 W. Main St.
Vernal, Utah 84078
Ogden
385-244-1907
2917 Washington.
Blvd.Ogden,UT 84401
Midvale
801-256-9517
7225 S 700 W.
Midvale, Utah 84047
Salt Lake
801-268-2456
4201 S. State St.
Salt Lake City Utah 84107
West Valley
801-906-8434
27 W. 3300 S.
South SLC, Utah 84115

 

Rate Compare

Discount Title Loans – Utah is proud to offer the lowest rates on title loans throughout Utah. Having a little extra difficulty and need some break? Unexpected monetary obstacles? Our purpose is to get you financially back on your feet, and out the door.

 

We will beat any competitor’s rate for a title loan

Our competitors will:

  • Lend you less cash
  • Charge you higher interest rates
  • Charge you higher fees and larger monthly payments

 

 

DISCOUNT TITLE LOANS – UTAH

Amount Borrowed: $1,000.00 APR (Interest Rate): 120%
Month Payment Balance Principle Interest Acrrued Interest Total Paid Total Interest Paid
Total Pay Off: $0.00
Total Cost Of Loan: $761.16
*The total cost of the loan is the amount of $1761.16 paid, minus the initial $1000.00 borrowed.
Month 1 $146.76 953.24 46.76 100.00 100.00 146.76 100.00
Month 2 $146.76 901.80 51.44 95.32 95.32 293.53 195.32
Month 3 $146.76 845.21 56.58 90.18 90.18 440.29 285.50
Month 4 $146.76 782.97 62.24 84.52 84.52 587.05 370.02
Month 5 $146.76 714.51 68.47 78.30 78.30 733.82 448.32
Month 6 $146.76 639.19 75.31 71.45 71.45 880.58 519.77
Month 7 $146.76 556.35 82.84 63.92 63.92 1027.34 583.69
Month 8 $146.76 465.22 91.13 55.63 55.63 1174.11 639.33
Month 9 $146.76 364.98 100.24 46.52 46.52 1320.87 685.85
Month 10 $146.76 254.71 110.27 36.50 36.50 1467.63 722.35
Month 11 $146.76 133.42 121.29 25.47 25.47 1614.40 747.82
Month 12 $146.76 0.00 133.42 13.34 13.34 1761.16 761.16

 

 

 

Competitor A

Amount Borrowed: $1,000.00 APR (Interest Rate): 240%
Month Payment Balance Principle Interest Acrrued Interest Total Paid Total Interest Paid
Total Pay Off: $893.40
Total Cost Of Loan: $3293.40
* The total cost of the loan is the amount of $2400.00 paid plus the
remaining balance of $893.40, minus the initial $1000.00 borrowed.
Month 1 $200.00 997.26 2.74 197.26 200.00 200.00 200.00
Month 2 $200.00 993.98 3.28 196.72 200.00 400.00 400.00
Month 3 $200.00 990.05 3.93 196.07 200.00 600.00 600.00
Month 4 $200.00 985.35 4.70 195.30 200.00 800.00 800.00
Month 5 $200.00 979.72 5.63 194.37 200.00 1000.00 1000.00
Month 6 $200.00 972.98 6.74 193.26 200.00 1200.00 1200.00
Month 7 $200.00 964.91 8.07 191.93 200.00 1400.00 1400.00
Month 8 $200.00 955.25 9.66 190.34 200.00 1600.00 1600.00
Month 9 $200.00 943.68 11.57 188.43 200.00 1800.00 1800.00
Month 10 $200.00 929.84 13.85 186.15 200.00 2000.00 2000.00
Month 11 $200.00 913.26 16.58 183.42 200.00 2200.00 2200.00
Month 12 $200.00 893.40 19.85 180.15 200.00 2400.00 2400.00

 

Competitor B

Amount Borrowed: $1,000.00 APR (Interest Rate): 300%
Month Payment Balance Principle Interest Acrrued Interest Total Paid Total Interest Paid
Total Pay Off: $1,000.00
Total Cost Of Loan: $2,958.96
*The total cost of the loan is the amount of $2958.96 paid plus the
remaining balance of $1000.00, minus the initial $1000.00 borrowed.
Month 1 $246.58 1000.00 0.00 246.58 246.58 246.58 246.58
Month 2 $246.58 1000.00 0.00 246.58 246.58 493.16 493.16
Month 3 $246.58 1000.00 0.00 246.58 246.58 739.74 739.74
Month 4 $246.58 1000.00 0.00 246.58 246.58 986.32 986.32
Month 5 $246.58 1000.00 0.00 246.58 246.58 1232.90 1232.90
Month 6 $246.58 1000.00 0.00 246.58 246.58 1479.48 1479.48
Month 7 $246.58 1000.00 0.00 246.58 246.58 1726.06 1726.06
Month 8 $246.58 1000.00 0.00 246.58 246.58 1972.64 1972.64
Month 9 $246.58 1000.00 0.00 246.58 246.58 2219.22 2219.22
Month 10 $246.58 1000.00 0.00 246.58 246.58 2465.80 2465.80
Month 11 $246.58 1000.00 0.00 246.58 246.58 2712.38 2712.38
Month 12 $246.58 1000.00 0.00 246.58 246.58 2958.96 2958.96

 

 

 

Average Payday and Signature Loans

Amount Borrowed: $1,000.00 APR (Interest Rate): 365.00%
Month Payment Balance Principle Interest Acrrued Interest Total Paid Total Interest Paid
Month 1 $317.27 $982.73 $17.27 $300.00 $300.00 $317.27 $300
Month 2 $317.27 $960.28 $22.45 $294.82 $294.82 $634.54 $594.82
Month 3 $317.27 $893.15 $29.19 $288.08 $288.08 $951.81 $882.90
Month 4 $317.27 985.35 $37.94 $279.33 $279.33 $1269.08 $1,162.23
Month 5 $317.27 $843.83 $49.32 $267.95 $267.95 $1586.35 $1,430.18
Month 6 $317.27 $779.70 $64.12 $253.15 $253.15 $1903.62 $1,683.32
Month 7 $317.27 $696.34 $83.36 $233.91 $233.91 $2220.89 $1,917.23
Month 8 $317.27 $587.98 $108.37 $208.90 $208.90 $2538.16 $2,126.14
Month 9 $317.27 $447.10 $140.88 $176.39 $176.39 $2855.43 $2,302.53
Month 10 $317.27 $263.96 $183.14 $134.13 $134.13 $3172.7 $2,436.66
Month 11 $317.27 $25.88 $238.08 $79.19 $79.19 $3489.97 $2,515.85
Month 12 $317.27 $0.00 $309.51 $7.76 $7.76 $3807.24 $2,523.61

 

 

 

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